Blue Cash Everyday® Card from American Express Review

Last Updated on May 13, 2026

Offer Rating

4.5/5

By Our Content Team

EDITOR

The Blue Cash Everyday® Card from American Express, our partner, is a top choice for a $0 annual fee cash back card. Like its name, this credit card rewards people for their everyday purchases at places like U.S. Supermarkets, U.S. gas stations, and more.

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Rates & Fees

Blue Cash Everyday® Card from American Express

4.5 BCC Score

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on American Express' secure site

Welcome Offer

You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Rewards Rate

3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%)

Intro APR

0% on purchases for 15 months and 0% on balance transfers for 15 months, then 19.49%-28.49% Variable

Annual Fee

Credit Score Needed

Good, Excellent

Card Brand

AMEX

Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
No Annual Fee.
Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
Terms Apply.

Pros

Pay no annual fee while you earn cash back on purchases
Enjoy a potentially large welcome offer to kickstart your cash rewards earning
Extra-long 0% intro APR on purchases and balance transfers

Cons

There is an annual cap on the amount of cash back you can earn in the 3% categories
The spending threshold to earn the potential welcome offer is a bit high

OUR EXPERT REVIEW

Why We Like It

True to its name, the Blue Cash Everyday® Card from American Express focuses on rewarding cardholders for their everyday purchases. Enjoy 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. This card from our partner offers no annual fee, which makes it an excellent option for anyone that spends money in those bonus categories.

This card also comes with the opportunity to earn a welcome offer: Apply and find out your welcome offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. There is even a generous credit for your favorite streaming services: Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.

In addition to all the cash back rewards, you get an intro APR of 0% on purchases for 15 months and 0% on balance transfers for 15 months. Those lengthy intro interest rates can be quite helpful if you need to finance a big purchase or transfer a balance from your existing credit card. The ongoing APR with this card is 19.49%-28.49% Variable. See Rates & Fees.

Pros & Cons

Pros

Pay no annual fee while you earn cash back on purchases
Enjoy a potentially large welcome offer to kickstart your cash rewards earning
Extra-long 0% intro APR on purchases and balance transfers

Cons

There is an annual cap on the amount of cash back you can earn in the 3% categories
The spending threshold to earn the potential welcome offer is a bit high