Last fact checked: May 8, 2026 at 10:19 PM
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Best Travel Credit Cards of May 2026

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BCC Editor's Pick 2026
Chase Freedom Unlimited card art Rates & Fees

Chase Freedom Unlimited®

5.0 BCC Score
Apply Now

on Chase's secure site

Welcome Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Rewards Rate
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
Intro APR
0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
Annual Fee
$0
Credit Score Needed
Excellent/Good
Card Brand
Visa®
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

Pros

  • Lengthy 0% intro APR on purchases and balance transfers
  • Ability to easily combine points with your other Chase Travel℠ credit cards

Cons

  • There is a foreign transaction fee of 3% of each transaction in U.S. dollars
  • At 18.24% - 27.74% Variable, the ongoing APR is relatively high
BCC Editor's Pick 2026
Capital One VentureOne Rewards Credit Card card art Rates & Fees

Capital One VentureOne Rewards Credit Card

5.0 BCC Score
Apply Now

on Capital One's secure site

Welcome Offer
Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening
Rewards Rate
1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
Intro APR
0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 18.49% - 28.49% (Variable)
Annual Fee
$0
Credit Score Needed
Excellent, Good
Card Brand
Mastercard®
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app

Pros

  • Top tier travel perks like the ability to transfer miles to travel partners, while you pay no annual fee
  • Earning is easy with unlimited 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel – no caps and no restrictions
  • Traveling overseas is a breeze thanks to no foreign transaction fees

Cons

  • Balance transfer fee applies
  • Some cards offer higher rewards rates and bigger welcome offers, although they often have an annual fee
Bank of America Travel Rewards credit card card art

Bank of America® Travel Rewards credit card

5.0 BCC Score
Apply Now

on Bank of America's secure site

Welcome Offer
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center
Intro APR
0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR on purchases
Annual Fee
$0
Credit Score Needed
Excellent, Good
Card Brand
Visa®
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros

  • Among no annual fee travel cards, this one has one of the largest welcome offers
  • Earn a generous rewards rate of unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center
  • No foreign transaction fees and flexible redemption options

Cons

  • You will need Excellent, Good credit to qualify for this card
Chase Sapphire Preferred Card card art Rates & Fees

Chase Sapphire Preferred® Card

4.5 BCC Score
Apply Now

on Chase's secure site

Welcome Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Rewards Rate
5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Intro APR
N/A, then 19.24% - 27.49% Variable
Annual Fee
$95
Credit Score Needed
Excellent, Good
Card Brand
Visa®
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC

Pros

  • Big sign up bonus to kickstart your rewards earning
  • Flexible redemption options to stretch your points even further
  • No limit on the number of points you can earn and points don't expire

Cons

  • The annual fee is not waived the first year
  • The spending threshold to earn the sign up bonus is a bit higher than some other cards
Citi Strata Card card art Rates & Fees

Citi Strata℠ Card

4.5 BCC Score
Apply Now

on Citibank's secure site

Welcome Offer
Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
Rewards Rate
Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services. Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations. Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
Intro APR
0% for 15 months on Purchases and 0% for 15 months on Balance Transfers, then 18.49% - 28.49% (Variable)
Annual Fee
$0
Credit Score Needed
Excellent, Good
Card Brand
Mastercard
  • Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
  • 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
  • Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
  • Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
  • No Annual Fee

Pros

  • Enjoy a generous rewards structure and welcome offer.
  • Get a lengthy intro APR on both purchases and balance transfers.
  • Pay no annual fee.

Cons

  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
  • There is a 3% foreign transaction fee.
Wells Fargo Autograph Journey Card card art Rates & Fees

Wells Fargo Autograph Journey℠ Card

4.0 BCC Score
Apply Now

on Wells Fargo's secure site

Welcome Offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Rewards Rate
Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
Intro APR
N/A, then 19.49%, 25.49%, or 28.49% Variable APR
Annual Fee
$95
Credit Score Needed
Excellent, Good
Card Brand
Visa
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
  • Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
  • $95 annual fee.
  • Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
  • Earn a $50 annual statement credit with $50 minimum airline purchase.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Pros

  • Earn a generous rewards rate of unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases
  • Provides Travel Accident Insurance, Lost Baggage Reimbursement, and more for worry-free traveling
  • No foreign transaction fees

Cons

  • The annual fee is not waived the first year
  • No intro APR on purchases or balance transfers
Wells Fargo Autograph Card card art Rates & Fees

Wells Fargo Autograph® Card

4.0 BCC Score
Apply Now

on Wells Fargo's secure site

Welcome Offer
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Rewards Rate
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
Intro APR
0% intro APR for 12 months from account opening on purchases and N/A, then 18.49%, 24.49%, or 28.49% Variable APR
Annual Fee
$0
Credit Score Needed
Excellent, Good
Card Brand
Visa
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Pros

  • No cap on the 3X Points categories
  • Enjoy up to $600 of cell phone protection
  • Enjoy all these perks while paying no annual fee for card membership

Cons

  • No intro APR for balance transfers
  • There is an ongoing balance transfer fee
Chase Freedom Flex card art Rates & Fees

Chase Freedom Flex®

4.5 BCC Score
Apply Now

on Chase's secure site

Welcome Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
Rewards Rate
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases
Intro APR
0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
Annual Fee
$0
Credit Score Needed
Excellent/Good
Card Brand
Mastercard
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex® card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Pros

  • Earn up to 5% cash back on select purchases
  • The spend threshold to earn the welcome offer is significantly lower than most credit cards
  • Escape high interest rates with a lengthy intro APR on purchases and balance transfers

Cons

  • There is a foreign transaction fee of 3% of each transaction in U.S. dollars
  • There is a cap on the 5% cash back in rotating quarterly categories
Discover it Miles card art Rates & Fees

Discover it® Miles

4.5 BCC Score
Apply Now

on Discover's secure site

Welcome Offer
Discover will match all the Miles you’ve earned at the end of your first year
Rewards Rate
Earn unlimited 1.5x Miles on every dollar of every purchase
Intro APR
0% Intro APR for 15 months, then 17.49% - 26.49% Variable APR
Annual Fee
$0
Credit Score Needed
Good, Excellent
Card Brand
Discover
  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee.
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
  • 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR will apply.
  • Terms and conditions apply.

Pros

  • Simplify your rewards: Earn unlimited 1.5x Miles on every dollar of every purchase
  • Discover will match all the Miles you’ve earned at the end of your first year
  • No annual fee, no foreign transaction fees, and award-winning customer service

Cons

  • There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • No ability to transfer Miles to airline or hotel loyalty programs
Capital One Venture X Rewards Credit Card card art Rates & Fees

Capital One Venture X Rewards Credit Card

5.0 BCC Score
Apply Now

on Capital One's secure site

Welcome Offer
75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
Rewards Rate
2 Miles per dollar on every purchase, every day, 10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
Intro APR
N/A, then 19.49% - 28.49% (Variable)
Annual Fee
$395
Credit Score Needed
Excellent
Card Brand
Visa
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Top rated mobile app

Pros

  • Earn up to 10x Miles on select purchases
  • Breathtaking sign up bonus
  • Generous annual credits keep the rewards coming year after year

Cons

  • The annual fee is not waived the first year
  • No intro APR on purchases or balance transfers. A Balance Transfer Fee applies to balances transferred at a promotional rate

We're showing the top 10 cards. Read our methodology to learn how we choose them.