Discover it® Miles Review

Last Updated on May 13, 2026

Offer Rating

4.5/5

The Discover it® Miles credit card is your passport to endless adventures, offering a seamless way to earn unlimited Miles on every purchase. With a $0 annual fee and flexible redemption options, it's the perfect companion for turning everyday spending into unforgettable journeys.

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Discover it Miles card art Rates & Fees

Discover it® Miles

4.5 BCC Score
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on Discover's secure site

Welcome Offer
Discover will match all the Miles you’ve earned at the end of your first year
Rewards Rate
Earn unlimited 1.5x Miles on every dollar of every purchase
Intro APR
0% Intro APR for 15 months, then 17.49% - 26.49% Variable APR
Annual Fee
$0
Credit Score Needed
Good, Excellent
Card Brand
Discover
  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee.
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
  • 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR will apply.
  • Terms and conditions apply.

Pros

  • Simplify your rewards: Earn unlimited 1.5x Miles on every dollar of every purchase
  • Discover will match all the Miles you’ve earned at the end of your first year
  • No annual fee, no foreign transaction fees, and award-winning customer service

Cons

  • There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • No ability to transfer Miles to airline or hotel loyalty programs

OUR EXPERT REVIEW

Why We Like It

If you're looking for a no annual fee travel credit card that comes with a simple yet rewarding Miles program, Discover it® Miles might be the perfect fit for you. Unlike other travel cards which typically only give you bonus Miles when you spend with a specific airline, this card comes with a great rewards rate: Earn unlimited 1.5x Miles on every dollar of every purchase. That means whether you're spending on groceries, shopping, or simply paying bills, you'll be earning the same generous rewards rate and getting closer to your next vacation.

What really makes this card stand out is the stellar welcome offer for new cardmembers: Discover will match all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles into 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get. This clever rewards structure can be especially beneficial for consumers who don't want to have to spend a hefty amount on their card during the first 3 months in order to receive a bonus offer. And on the flip side, the fact that the bonus Miles are unlimited means that this card can be extremely rewarding if you're a big spender.

With the Discover it® Miles credit card, redeeming your Miles could not be easier. Instead of having to navigate the intricacies of airline and hotel loyalty programs, cardholders simply use the Miles they've earned to pay for travel purchases like airlines, hotels, rental cars, and more. This means you never have to deal with award availability! In addition to all these wonderful travel perks, Discover it® Miles comes with 0% Intro APR for 15 months on purchases and balance transfers. After that the ongoing APR is 17.49% - 26.49% Variable APR.

Pros & Cons

Pros

  • Simplify your rewards: Earn unlimited 1.5x Miles on every dollar of every purchase
  • Discover will match all the Miles you’ve earned at the end of your first year
  • No annual fee, no foreign transaction fees, and award-winning customer service

Cons

  • There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • No ability to transfer Miles to airline or hotel loyalty programs

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