Best Discover Credit Cards of May 2026

BCC Editor's Pick 2026

Rates & Fees

Discover it® Student Cash Back

5.0 BCC Score

Apply Now

on Discover's secure site

Welcome Offer

Discover will match all the cash back you’ve earned at the end of your first year

Rewards Rate

5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro APR

0% Intro APR for 6 months and 10.99% Intro APR for 6 months, then 16.49% - 25.49% Variable APR

Annual Fee

$0

Credit Score Needed

Fair, New to Credit

Card Brand

Discover

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
No credit score required to apply.
No annual fee and build credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies.
Terms and conditions apply.

Pros

Enjoy generous cash back rewards rates on purchases
Discover will match all the cash back you’ve earned at the end of your first year
No annual fee, no foreign transaction fees, and award-winning customer service

Cons

There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Rates & Fees

Discover it® Cash Back

4.5 BCC Score

Apply Now

on Discover's secure site

Welcome Offer

Discover will match all the cash back you’ve earned at the end of your first year

Rewards Rate

5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro APR

0% Intro APR for 15 months, then 17.49% - 26.49% Variable APR

Annual Fee

$0

Credit Score Needed

Good, Excellent

Card Brand

Discover

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount. No annual fee.
Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.

Pros

One of the most rewarding Cash Back programs available
0% Intro APR for 15 months on purchases and balance transfers, 17.49% - 26.49% Variable APR after that
No annual fee, no foreign transaction fees, and award-winning customer service

Cons

There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
A quarterly cap on the 5% cash back applies

Rates & Fees

Discover it® Miles

4.5 BCC Score

Apply Now

on Discover's secure site

Welcome Offer

Discover will match all the Miles you’ve earned at the end of your first year

Rewards Rate

Earn unlimited 1.5x Miles on every dollar of every purchase

Intro APR

0% Intro APR for 15 months, then 17.49% - 26.49% Variable APR

Annual Fee

$0

Credit Score Needed

Good, Excellent

Card Brand

Discover

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase
No annual fee.
Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR will apply.
Terms and conditions apply.

Pros

Simplify your rewards: Earn unlimited 1.5x Miles on every dollar of every purchase
Discover will match all the Miles you’ve earned at the end of your first year
No annual fee, no foreign transaction fees, and award-winning customer service

Cons

There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
No ability to transfer Miles to airline or hotel loyalty programs

Rates & Fees

Discover it® Chrome

4.0 BCC Score

Apply Now

on Discover's secure site

Welcome Offer

Discover will match all the cash back you’ve earned at the end of your first year

Rewards Rate

2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.

Intro APR

0% Intro APR for 6 Months and 0% Intro APR for 18 Months, then 17.49% - 26.49% Variable APR

Annual Fee

$0

Credit Score Needed

Good, Excellent

Card Brand

Discover

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
Get a 0% intro APR for 18 months on balance transfers. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness.
Redeem cash back for any amount
No annual fee.
Terms and conditions apply.

Pros

Discover will match all the cash back you’ve earned at the end of your first year
0% Intro APR for 18 Months on balance transfers and 0% Intro APR for 6 Months on purchases, then 17.49% - 26.49% Variable APR
No annual fee, no foreign transaction fees, and award-winning customer service

Cons

There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
A quarterly cap on the 2% cash back applies

Rates & Fees

Discover it® Student Chrome

4.0 BCC Score

Apply Now

on Discover's secure site

Welcome Offer

Discover will match all the cash back you’ve earned at the end of your first year

Rewards Rate

2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.

Intro APR

0% Intro APR for 6 months and 10.99% Intro APR for 6 months, then 16.49% - 25.49% Variable APR

Annual Fee

$0

Credit Score Needed

Fair, New to Credit

Card Brand

Discover

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
No credit score required to apply.
No annual fee and build credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies.
Terms and conditions apply.

Pros

Earn generous cash back rewards on every purchase
Discover will match all the cash back you’ve earned at the end of your first year
No annual fee, no foreign transaction fees, and award-winning customer service

Cons

There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
A quarterly cap on the 2% cash back applies