Best Gas Credit Cards of May 2026

BCC Editor's Pick 2026

Rates & Fees

Chase Freedom Unlimited®

5.0 BCC Score

Apply Now

on Chase's secure site

Welcome Offer

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Rewards Rate

Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

Intro APR

0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable

Annual Fee

$0

Credit Score Needed

Excellent/Good

Card Brand

Visa®

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC

Pros

Lengthy 0% intro APR on purchases and balance transfers
Ability to easily combine points with your other Chase Travel℠ credit cards

Cons

There is a foreign transaction fee of 3% of each transaction in U.S. dollars
At 18.24% - 27.74% Variable, the ongoing APR is relatively high

BCC Editor's Pick 2026

Bank of America® Travel Rewards credit card

5.0 BCC Score

Apply Now

on Bank of America's secure site

Welcome Offer

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening

Rewards Rate

1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center

Intro APR

0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR on purchases

Annual Fee

$0

Credit Score Needed

Excellent, Good

Card Brand

Visa®

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros

Among no annual fee travel cards, this one has one of the largest welcome offers
Earn a generous rewards rate of unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center
No foreign transaction fees and flexible redemption options

Cons

You will need Excellent, Good credit to qualify for this card

Rates & Fees

Citi Strata℠ Card

4.5 BCC Score

Apply Now

on Citibank's secure site

Welcome Offer

Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.

Rewards Rate

Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services. Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations. Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.

Intro APR

0% for 15 months on Purchases and 0% for 15 months on Balance Transfers, then 18.49% - 28.49% (Variable)

Annual Fee

$0

Credit Score Needed

Excellent, Good

Card Brand

Mastercard

Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
No Annual Fee

Pros

Enjoy a generous rewards structure and welcome offer.
Get a lengthy intro APR on both purchases and balance transfers.
Pay no annual fee.

Cons

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
There is a 3% foreign transaction fee.

Rates & Fees

Discover it® Cash Back

4.5 BCC Score

Apply Now

on Discover's secure site

Welcome Offer

Discover will match all the cash back you’ve earned at the end of your first year

Rewards Rate

5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro APR

0% Intro APR for 15 months, then 17.49% - 26.49% Variable APR

Annual Fee

$0

Credit Score Needed

Good, Excellent

Card Brand

Discover

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount. No annual fee.
Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.

Pros

One of the most rewarding Cash Back programs available
0% Intro APR for 15 months on purchases and balance transfers, 17.49% - 26.49% Variable APR after that
No annual fee, no foreign transaction fees, and award-winning customer service

Cons

There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
A quarterly cap on the 5% cash back applies

Rates & Fees

Blue Cash Preferred® Card from American Express

4.5 BCC Score

Apply Now

on American Express' secure site

Welcome Offer

You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Rewards Rate

6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases.

Intro APR

0% on purchases for 12 months and 0% on balance transfers for 12 months, then 19.49%-28.49% Variable

Annual Fee

$0 intro annual fee for the first year, then $95

Credit Score Needed

Good, Excellent

Card Brand

AMEX

Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
$0 intro annual fee for the first year, then $95.
Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
Terms Apply.

Pros

Earn a potentially large welcome offer after meeting spending requirements
Earn 6% cash back in a few popular spending categories
Enjoy a lengthy intro APR on purchases and balance transfers

Cons

There is an annual cap on the amount of cash back you can earn in the 6% categories

Rates & Fees

Wells Fargo Autograph® Card

4.0 BCC Score

Apply Now

on Wells Fargo's secure site

Welcome Offer

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value

Rewards Rate

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases

Intro APR

0% intro APR for 12 months from account opening on purchases and N/A, then 18.49%, 24.49%, or 28.49% Variable APR

Annual Fee

$0

Credit Score Needed

Excellent, Good

Card Brand

Visa

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Pros

No cap on the 3X Points categories
Enjoy up to $600 of cell phone protection
Enjoy all these perks while paying no annual fee for card membership

Cons

No intro APR for balance transfers
There is an ongoing balance transfer fee

Rates & Fees

Wells Fargo Active Cash® Card

4.5 BCC Score

Apply Now

on Wells Fargo's secure site

Welcome Offer

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Rewards Rate

Earn unlimited 2% cash rewards on purchases

Intro APR

0% intro APR for 12 months from account opening on purchases and 0% intro APR for 12 months from account opening on qualifying balance transfers, then 18.49%, 24.49%, or 28.49% Variable APR

Annual Fee

$0

Credit Score Needed

Excellent/Good

Card Brand

Visa

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Pros

Earn unlimited 2% cash rewards on purchases with no strings attached
Score a hefty welcome bonus and pay no annual fee
Enjoy a year of 0% intro APR on purchases and qualifying balance transfers

Cons

There is a foreign transaction fee of 3%
Balance transfers will incur a fee of 3% intro for 120 days from account opening, then up to 5%, min: $5

Synchrony Premier World Mastercard®

3.5 BCC Score

Apply Now

on Synchrony's secure site

Welcome Offer

—

Rewards Rate

2% cash back* on every purchase

Intro APR

17.49% - 33.24% Variable APR as of January 1, 2026

Annual Fee

$0

Credit Score Needed

Good Credit

Card Brand

Mastercard

2% cash back* on every purchase--no categories, tiers, or limits--no kidding.
No annual fee^
Zero Liability Protection
Secure online and mobile app account access
Get more out of every day purchases -- earn 2% cash back with the Synchrony Premier World Mastercard®. No complicated math or rewards categories to remember.
Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
*CASH BACK REWARDS: Subject to credit approval. Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See Rewards Terms for details.
^NO ANNUAL FEE: New Accounts as of January 1, 2026: Variable Purchase APR 17.49%, 26.49%, or 33.24%. Variable Balance Transfer APR 17.49%, 26.49% or 33.24% and 4% Fee ($10 min). Variable Cash APR 20.49%, 29.49% or 36.24% and 5% Fee ($10 min). Variable Penalty APR 27.49%, 36.49%, or 39.99%. Minimum Interest Charge is $2. Foreign Transaction Fee is 3%.

Pros

Generous rewards rate of unlimited 2% cash back* on every purchase
Pay no annual fee and enjoy $0 fraud liability

Cons

There's no cash back sign up bonus
No intro APR on purchases or balance transfers
A foreign transaction fee of 3% applies

Bank of America® Unlimited Cash Rewards credit card

4.5 BCC Score

Apply Now

on Bank of America's secure site

Welcome Offer

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Rewards Rate

2% cash back on all purchases for the first year from account opening and 1.5% cash back on all purchases after the first year from account opening

Intro APR

0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR on purchases

Annual Fee

$0

Credit Score Needed

Excellent/Good

Card Brand

Visa®

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
No annual fee.
Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros

Enjoy no-hassle rewards with unlimited 2% cash back on all purchases for the first year from account opening and 1.5% cash back on all purchases after the first year from account opening
Earn a hefty $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
No annual fee and a lengthy period of low interest on purchases and balance transfers

Cons

There is a balance transfer fee of 3% for 60 days from account opening, then 5%
A 3% foreign transaction fee applies when using your card overseas