Bank of America® Travel Rewards credit card Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

By Our Content Team

EDITOR

This card takes the headache out of travel rewards with unlimited 1.5x points per $1 spent and flexible redemption options. There is a big welcome offer, and unlike many travel credit cards, you pay no annual fee.

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Bank of America® Travel Rewards credit card

5.0 BCC Score

Apply Now

on Bank of America's secure site

Welcome Offer

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening

Rewards Rate

1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center

Intro APR

0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR on purchases

Annual Fee

Credit Score Needed

Excellent, Good

Card Brand

Visa®

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros

Among no annual fee travel cards, this one has one of the largest welcome offers
Earn a generous rewards rate of unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center
No foreign transaction fees and flexible redemption options

Cons

You will need Excellent, Good credit to qualify for this card

OUR EXPERT REVIEW

Why We Like It

For anyone looking for a travel rewards credit card but not wanting to pay an annual fee, the Bank of America® Travel Rewards credit card could be the perfect fit. With this card, you earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. That's a generous rewards rate for a travel card with no annual fee. Whether you're spending on groceries, dining, or just paying monthly bills, every dollar you spend with this card earns a great rewards rate and gets you that much closer to your next vacation.

The Bank of America® Travel Rewards credit card also comes with a top-tier welcome offer for new cardmembers. You earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases. Unlike other travel credit cards where you're stuck redeeming points with one airline or hotel, the Bank of America® Travel Rewards credit card allows you to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, and more!

As you'd hope to find with any travel credit card, the Bank of America® Travel Rewards credit card comes with no foreign transaction fees, which can really come in handy if you're traveling abroad. In addition to all the lucrative travel rewards, this card comes with 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. The ongoing APR is 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.

Pros & Cons

Pros

Among no annual fee travel cards, this one has one of the largest welcome offers
Earn a generous rewards rate of unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center
No foreign transaction fees and flexible redemption options

Cons

You will need Excellent, Good credit to qualify for this card

Pros Explained

Among no annual fee travel cards, this one has one of the largest welcome offers: With 25,000 Online Bonus Points, the bonus on this card is roughly 25% larger than similar travel credit cards with no annual fee.
Earn a generous rewards rate: Many travel credit cards only offer 1x points outside of purchases with a specific airline or hotel, but this card will help you earn points much faster.
No foreign transaction fees and flexible redemption options: You won't have to worry about getting hit with extra fees when using this card overseas, and you can redeem points for purchases with any airline or hotel.