Advertiser Disclosure

Wells Fargo Autograph Journey℠ Card Review

Last Updated on May 13, 2026

Offer Rating

4.0/5

By Our Content Team

EDITOR

The Wells Fargo Autograph Journey℠ Card is your gateway to exclusive travel perks and rewards. Cardholders can enjoy points on purchases, travel benefits, and more at a $95 annual fee.

Jump to Full Review ↓

Wells Fargo Autograph Journey Card card art Rates & Fees

Wells Fargo Autograph Journey℠ Card

4.0 BCC Score
Apply Now

on Wells Fargo's secure site

Welcome Offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Rewards Rate
Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
Intro APR
N/A, then 19.49%, 25.49%, or 28.49% Variable APR
Annual Fee
$95
Credit Score Needed
Excellent, Good
Card Brand
Visa
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
  • Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
  • $95 annual fee.
  • Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
  • Earn a $50 annual statement credit with $50 minimum airline purchase.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Review additional details for Wells Fargo Autograph Journey Card

More Info

Pros

  • Earn a generous rewards rate of unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases
  • Provides Travel Accident Insurance, Lost Baggage Reimbursement, and more for worry-free traveling
  • No foreign transaction fees

Cons

  • The annual fee is not waived the first year
  • No intro APR on purchases or balance transfers

OUR EXPERT REVIEW

Why We Like It

Looking for a travel credit card that offers exceptional value and premium perks? Look no further than the Wells Fargo Autograph Journey℠ Card. You'll be off to a flying start towards your next adventure with the generous welcome offer: earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months. This card is set apart by its unparalleled rewards structure: earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases. You can ensure that every dollar spent on your journey contributes significantly to your points balance!

For just a $95 annual fee, the Wells Fargo Autograph Journey℠ Card delivers a suite of travel benefits. From Travel Accident Insurance to Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection, and Auto Rental Collision Damage Waiver, you can travel with peace of mind knowing that you're protected against unexpected mishaps. Plus, enjoy a $50 annual statement credit with $50 minimum airline purchase, further offsetting the annual fee while adding value to your travel experiences.

And it doesn't stop there – this card goes the extra mile with added conveniences and protections. With up to $1,000 of cell phone protection against damage or theft and access to a complimentary 24/7 Visa Signature® Concierge service, you're equipped with support wherever your travels take you. The Wells Fargo Autograph Journey℠ Card is the perfect addition to any traveler's wallet.

Pros & Cons

Pros

  • Earn a generous rewards rate of unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases
  • Provides Travel Accident Insurance, Lost Baggage Reimbursement, and more for worry-free traveling
  • No foreign transaction fees

Cons

  • The annual fee is not waived the first year
  • No intro APR on purchases or balance transfers

Pros Explained

  • Earn a generous rewards rate: Unlike some cards with restrictive caps on the number of points you can earn, this one ensures limitless earning potential on your spending.
  • Provides Travel Accident Insurance, Lost Baggage Reimbursement, and more for worry-free traveling: Enjoy peace of mind from the protection this card offers on your travel-related purchases, including Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver as well.
  • No foreign transaction fees: Many cards impose a foreign transaction fee of around 3%, so your savings could be significant when traveling abroad.

Cons Explained

  • The annual fee is not waived the first year: Some cards offer promo periods with a $0 annual fee, but the $50 annual statement credit with $50 minimum airline purchase can help offset this cost.
  • No intro APR on purchases or balance transfers: Some cards offer promo periods with a 0% APR.

Customers Also Viewed