Capital One Venture X Rewards Credit Card Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

With an enormous sign up bonus and a long list of premium travel perks and rewards, the Capital One Venture X Rewards Credit Card is an easy choice for anyone looking for a top-tier travel rewards credit card.

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Capital One Venture X Rewards Credit Card card art Rates & Fees

Capital One Venture X Rewards Credit Card

5.0 BCC Score
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Welcome Offer
75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
Rewards Rate
2 Miles per dollar on every purchase, every day, 10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
Intro APR
N/A, then 19.49% - 28.49% (Variable)
Annual Fee
$395
Credit Score Needed
Excellent
Card Brand
Visa
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Top rated mobile app

Pros

  • Earn up to 10x Miles on select purchases
  • Breathtaking sign up bonus
  • Generous annual credits keep the rewards coming year after year

Cons

  • The annual fee is not waived the first year
  • No intro APR on purchases or balance transfers. A Balance Transfer Fee applies to balances transferred at a promotional rate

OUR EXPERT REVIEW

Why We Like It

The Capital One Venture X Rewards Credit Card is the top-tier travel rewards credit card that offers everything a traveler could want. For starters, new cardholders can earn a breathtaking sign up bonus of 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening.

The rewards rate for this credit card is truly first-class: 2 Miles per dollar on every purchase, every day, 10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel. On top of that, you'll receive 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary and a $300 annual credit for bookings through Capital One Travel.

The annual fee for this card is $395, but when you consider the perks above that's very easy to justify. In fact, the annual bonus and travel credits alone could offset the cost of the annual fee! As if the generous Miles rewards weren't enough, the Capital One Venture X Rewards Credit Card also comes with access to 1,300+ lounges worldwide and up to a $120 credit for Global Entry or TSA PreCheck®. The standard purchase and balance transfer APR for this card is 19.49% - 28.49% (Variable). A Balance Transfer Fee applies to balances transferred at a promotional rate.

Pros & Cons

Pros

  • Earn up to 10x Miles on select purchases
  • Breathtaking sign up bonus
  • Generous annual credits keep the rewards coming year after year

Cons

  • The annual fee is not waived the first year
  • No intro APR on purchases or balance transfers. A Balance Transfer Fee applies to balances transferred at a promotional rate

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