Bank of America® Travel Rewards credit card for Students Review

Last Updated on May 13, 2026

Offer Rating

4.0/5

By Our Content Team

EDITOR

Travel where and how you want with the Bank of America® Travel Rewards credit card for Students.

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Bank of America® Travel Rewards credit card for Students

4.0 BCC Score

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on Bank of America's secure site

Welcome Offer

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Rewards Rate

1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center

Intro APR

0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR on purchases

Annual Fee

Credit Score Needed

Excellent/Good

Card Brand

Visa®

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros

Unlimited points on every purchase
No annual fee or foreign transaction fee
Big welcome offer

Cons

You need Excellent/Good credit for this card

OUR EXPERT REVIEW

Why We Like It

The Bank of America® Travel Rewards credit card for Students is the perfect fit for students looking to maximize point-earning opportunities for traveling or are planning to study abroad. Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center! This is a huge rewards rate for a travel card geared toward students. Plus, there is no annual fee and no foreign transaction fee.

This card also offers cardholders 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. If you are a student considering or planning to travel abroad, this welcome offer could be hugely beneficial! Points don't expire as long as your account remains open and are redeemable for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.

Additionally, enjoy 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers. With responsible use, this card can even help you build up your credit history, making it a perfect fit for any student's wallet!

Pros & Cons

Pros

Unlimited points on every purchase
No annual fee or foreign transaction fee
Big welcome offer

Cons

You need Excellent/Good credit for this card

Pros Explained

Unlimited points on every purchase: Earn points on every single purchase. This includes purchases outside of specific airlines or hotels, which is rare for a travel card.
No annual fee or foreign transaction fee: No need to worry about these extra fees with this card!
Big welcome offer: This offer is especially large for a student card. Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.