Capital One Quicksilver Student Cash Rewards Credit Card Review

Last Updated on May 13, 2026

Offer Rating

4.0/5

The Capital One Quicksilver Student Cash Rewards Credit Card is an excellent choice for any students looking for a simple cash back credit card to help build credit and earn rewards.

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Capital One Quicksilver Student Cash Rewards Credit Card card art Rates & Fees

Capital One Quicksilver Student Cash Rewards Credit Card

4.0 BCC Score
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on Capital One's secure site

Welcome Offer
Earn $50 Cash Back when you spend $100 in the first three months
Rewards Rate
1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Intro APR
N/A, then 18.49% - 28.49% (Variable)
Annual Fee
$0
Credit Score Needed
Average, Fair, Limited
Card Brand
Mastercard
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Top rated mobile app

Pros

  • Simple cash back with 1.5% Cash Back on every purchase, every day
  • Pay no annual fee and no foreign transaction fees
  • Enjoy helpful account management tools like $0 fraud liability for unauthorized transactions and automatic consideration for a higher credit line in as little as 6 months

Cons

  • No intro APR on purchases or balance transfers. Balance Transfer Fee applies to balances transferred at a promotional rate.

OUR EXPERT REVIEW

Why We Like It

With the Capital One Quicksilver Student Cash Rewards Credit Card, college and graduate students can enjoy earning generous cash rewards on purchases while they build credit. This credit card comes with a rewards structure of unlimited 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. That means no matter what you're spending your money on, you will always earn a solid cash back rate.

Another reason for students to love this card is that it comes with no hidden fees – that means no annual fee and no foreign transaction fees. That's perfect for anyone who might plan on studying abroad or taking a trip overseas.

As you watch the cash back pile up, you can rest assured knowing that the cash back you earn won't expire for the life of the account and there's no limit to how much you can earn. With unlimited 1.5% Cash Back on every purchase, every day and no annual fee, the Capital One Quicksilver Student Cash Rewards Credit Card is an easy choice for students looking to earn rewards and build credit.

Pros & Cons

Pros

  • Simple cash back with 1.5% Cash Back on every purchase, every day
  • Pay no annual fee and no foreign transaction fees
  • Enjoy helpful account management tools like $0 fraud liability for unauthorized transactions and automatic consideration for a higher credit line in as little as 6 months

Cons

  • No intro APR on purchases or balance transfers. Balance Transfer Fee applies to balances transferred at a promotional rate.

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