Capital One Savor Cash Rewards Credit Card Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

This card is specially designed for those who love a night on the town. With the Capital One Savor Cash Rewards Credit Card you enjoy premier cash back rates on dining and entertainment while paying no annual fee.

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Capital One Savor Cash Rewards Credit Card card art Rates & Fees

Capital One Savor Cash Rewards Credit Card

5.0 BCC Score
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on Capital One's secure site

Welcome Offer
Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
Rewards Rate
3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
Intro APR
0% intro on purchases for 12 months and 0% intro on balance transfers for 12 months, then 18.49% - 28.49% (Variable)
Annual Fee
$0
Credit Score Needed
Excellent, Good
Card Brand
Mastercard®
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app

Pros

  • A simple, yet rewarding cash back program that pays you for spending on what you love most – food and entertainment
  • No sign ups needed, no rotating categories, and no limit on the amount of cash back you can earn
  • No foreign transaction fees makes this a great choice for traveling abroad

Cons

  • Balance transfer fee applies

OUR EXPERT REVIEW

Why We Like It

The Capital One Savor Cash Rewards Credit Card is specially tailored to foodies and entertainment lovers who want to earn cash back on purchases, but don't want to pay an annual fee. This card comes with unlimited 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases – all with no annual fee.

New cardholders also earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening. The cash back program has no annoying rotating categories or sign-ups needed. Plus, cash back won't expire for the life of the account and there's no limit to how much you can earn.

On top of the already generous cash back rewards, the Capital One Savor Cash Rewards Credit Card comes with the extra perk of 0% intro on purchases for 12 months and 0% intro on balance transfers for 12 months. Balance transfer fee applies. That makes this card a great option for anyone that needs a low interest rate to finance a big purchase. After the intro period, the ongoing APR for purchases and balance transfers is 18.49% - 28.49% (Variable).

Pros & Cons

Pros

  • A simple, yet rewarding cash back program that pays you for spending on what you love most – food and entertainment
  • No sign ups needed, no rotating categories, and no limit on the amount of cash back you can earn
  • No foreign transaction fees makes this a great choice for traveling abroad

Cons

  • Balance transfer fee applies

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