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Chase Slate® Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

By Our Content Team

EDITOR

Whether you’re consolidating balances or planning a major purchase, the Chase Slate® card gives you ample time to pay it off without interest – and it comes with no annual fee.

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Chase Slate card art Rates & Fees

Chase Slate®

5.0 BCC Score
Apply Now

on Chase's secure site

Welcome Offer
0% Intro APR for 21 months on purchases and balance transfers
Rewards Rate
N/A
Intro APR
0% Intro APR on Purchases for 21 Months and 0% Intro APR on Balance Transfers for 21 Months, then 18.24% - 28.24% Variable
Annual Fee
$0
Credit Score Needed
Excellent/Good
Card Brand
Visa
  • 0% Intro Offer- Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24% - 28.24% thereafter
  • No Annual Fee- You won't have to pay an annual fee for all the great features that come with your Slate Card
  • Zero Liability Protection & Fraud Protection - You won’t be held responsible for unauthorized charges made with your card. We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
  • Chase Pay Over Time- Access more options to pay over time for eligible purchases made with your participating Chase credit card. With Pay Over Time, you can break up eligible purchases you've already made
  • Get more purchasing power: Chase Slate® cardmembers may be eligible for a credit limit increase in as few as six months.
  • Stay protected with purchase & travel benefits - Enjoy peace of mind with purchase protection, which safeguards your eligible new items against damage or theft for 120 days from the date of purchase, up to $500 per item. Plus, extended warranty protection adds an extra year to U.S. manufacturer warranties of three years or less, giving you up to four full years of coverage from the date of purchase
  • Credit Journey: Access your credit score, receive customized score improvement plans from Experian™, and benefit from identity monitoring—all for free with Chase Credit Journey®
  • Member FDIC

Review additional details for Chase Slate

More Info

Pros

  • Enjoy an extra-long 0% intro APR period on purchases and balance transfers.
  • Get free credit score access and more with Chase Credit Journey®.
  • Pay no annual fee.

Cons

  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • There is no rewards rate on purchases.

OUR EXPERT REVIEW

Why We Like It

The Chase Slate® card is a strong option for anyone looking to save money with a lengthy introductory APR period. It offers 0% Intro APR for 21 months on purchases and balance transfers, followed by 18.24% - 28.24% Variable APR, making it an excellent choice for those carrying a balance on a high-interest card or planning a large expense they’d like to pay off over time. This extended intro period can help you save significantly on interest.

Whether you’re consolidating debt or spreading out payments on a major purchase, the interest-free window provides valuable breathing room to manage your finances more comfortably. Plus, with no annual fee, you won’t have to worry about extra costs cutting into your savings.

The Chase Slate® card also comes with useful everyday features, including access to Chase Pay Over Time for eligible purchases made with your card as well as free credit score access and more with Chase Credit Journey®. Cardholders may even be eligible for a credit limit increase in as little as six months. While this card doesn’t offer rewards, its long 0% intro APR period and practical benefits make it a great choice for anyone focused on paying down debt, financing large purchases, and building healthy credit habits.

Pros & Cons

Pros

  • Enjoy an extra-long 0% intro APR period on purchases and balance transfers.
  • Get free credit score access and more with Chase Credit Journey®.
  • Pay no annual fee.

Cons

  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • There is no rewards rate on purchases.

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