Costco Anywhere Visa® Card by Citi Review

Last Updated on May 13, 2026

Offer Rating

4.5/5

By Our Content Team

EDITOR

The Costco Anywhere Visa® Card by Citi, from our partner Citibank, is one of the most rewarding gas credit cards. It allows Costco Members to turn their purchases on gas, travel, and dining into a ton of cash back at the wholesale club.

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Rates & Fees

Costco Anywhere Visa® Card by Citi

4.5 BCC Score

Apply Now

on Citibank's secure site

Welcome Offer

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Rewards Rate

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter, 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases.

Intro APR

N/A, then 18.74% - 26.74% (Variable)

Annual Fee

Credit Score Needed

Excellent

Card Brand

Visa

Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Pros

Very high rewards rate for spending in popular consumer categories
Pay no annual fee and no foreign transaction fees
Receive an annual reward certificate redeemable for cash or merchandise at U.S. Costco stores

Cons

You need to be a Costco member to be approved
There is an annual cap on the 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases

OUR EXPERT REVIEW

Why We Like It

If you're a frequent shopper at Costco, then the Costco Anywhere Visa® Card by Citi, from our partner Citibank, could be the perfect credit card for your wallet. Even for those who don't shop at Costco, the card comes loaded with cash back rewards that make it a very enticing offer. Cardholders earn a stellar 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. As you can see, the Costco Anywhere Visa® Card by Citi is not just for Costco fanatics – anyone that spends a lot on gas, restaurants, or travel can earn a lot of cash back from this card! As a note, you do need to be a Costco member to apply. But perhaps the lucrative rewards offered by this credit card are just what you need to take the leap on starting a membership.

There is no annual fee with this card and also no foreign transaction fees – that makes the Costco Anywhere Visa® Card by Citi a great choice when you're traveling outside of the country.

Pros & Cons

Pros

Very high rewards rate for spending in popular consumer categories
Pay no annual fee and no foreign transaction fees
Receive an annual reward certificate redeemable for cash or merchandise at U.S. Costco stores

Cons

You need to be a Costco member to be approved
There is an annual cap on the 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases