TD Double Up Credit Card Review

Looking for a no-frills cash back card with a 0% intro APR balance transfer period? The TD Double Up Credit Card could be just what you’re seeking. This card lets cardholders hit the ground running with a low-pressure sign-up bonus: earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening. On top of that, never worry about keeping track of categories or caps: Earn unlimited 2% Cash Back on all eligible purchases – no rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing.

Whether you're consolidating debt or simply looking to earn flat-rate rewards, this card delivers steady value with minimal effort. While many cash back cards complicate rewards with rotating categories, enrollment hoops, or quarterly limits, the TD Double Up Credit Card keeps things simple and rewarding. The ability to earn unlimited 2% Cash Back on all eligible purchases makes it especially appealing for those with diverse spending habits who don’t want to strategize every purchase.

While this card does not have an introductory APR period for purchases, it does offer 0% introductory APR* on balance transfers for first 15 billing cycles, for balance transfers made within the first 90 days of account opening. After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. With no annual fee, this card from TD Bank is an easy choice for anyone looking to combine over a year-long intro APR on balance transfers with unlimited cash back on eligible purchases.