Last fact checked: May 13, 2026, 3:06 PM

Best U.S. Bank Credit Cards of May 2026

U.S. Bank issues a focused lineup of business and travel cards, with cash back rates competitive against larger issuers.

3 cards from U.S. Bank

BCC Editor's Pick 2026

Rates & Fees

U.S. Bank Triple Cash Rewards Visa® Business Card

5.0 BCC Score

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on U.S. Bank's secure site

Welcome Offer

Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.

Rewards Rate

5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card, 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs), and 1% cash back on all other eligible purchases

Intro APR

0% intro on purchases for 12 billing cycles and 0% intro on balance transfers for 12 billing cycles, then 17.24% - 26.24% Variable

Annual Fee

Credit Score Needed

Excellent/Good

Card Brand

Visa

Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
Earn 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
1% cash back on all other eligible purchases.
Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
No limit on total cash back earned.
Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
Terms and conditions apply.

Pros

Boost your cash back with a big sign up bonus.
Earn unlimited cash rewards on all eligible business purchases.
Enjoy a lengthy intro APR on purchases and balance transfers.

Cons

There is a foreign transaction fee of 3% of each foreign transaction when using the card out of the country.
There is also a balance transfer fee: Either 5% of the amount of each transfer or $5 minimum, whichever is greater.

Rates & Fees

U.S. Bank Business Shield™ Visa® Card

4.5 BCC Score

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on U.S. Bank's secure site

Welcome Offer

—

Rewards Rate

5% cash back on prepaid air, hotels, and car rentals booked directly in the Travel Center when using your card

Intro APR

0% intro on purchases for 12 billing cycles and 0% intro on balance transfers for 12 billing cycles, then 16.24% - 25.24% Variable

Annual Fee

Credit Score Needed

Excellent/Good

Card Brand

Visa

0% Intro APR on purchase and balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.24%.
No annual fee.
5% cash back on prepaid air, hotels, and car rentals booked directly in the Travel Center when using your card.
$50 annual statement credit after $5,000 in purchases made through the Travel Center when using your card.
$0 fee ExtendPay offer annually (3 months).
Additional benefits include Extended Warranty, Purchase Protection, Cell Phone Protection, and Auto Rental Collision damage insurance.
Terms and conditions apply.

Pros

Pay no annual fee.
Get a year-long intro APR on purchases and balance transfers.
Enjoy a high rewards rate on select Travel Center purchases.

Cons

There is a foreign transaction fee: 3% of each foreign transaction.
There is a balance transfer fee: Either 5% of the amount of each transfer or $5 minimum, whichever is greater.

Rates & Fees

U.S. Bank Business Altitude® Connect Visa Signature® Card

4.0 BCC Score

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on U.S. Bank's secure site

Welcome Offer

Earn 75,000 bonus points, worth $750 when redeemed for travel if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.

Rewards Rate

5X points on prepaid hotels and car rentals booked directly in the Travel Center when using your card, 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs), 2X points on dining, takeout, restaurant delivery and cell service providers, and 1X points on all other eligible spend

Intro APR

N/A, then 18.24% - 25.24% Variable

Annual Fee

$0 intro annual fee for the first year, $95 thereafter.

Credit Score Needed

Excellent/Good

Card Brand

Visa

Earn 75,000 bonus points if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
Earn 5X points on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
Earn 1X points on all other eligible spend.
Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
$0 intro annual fee for the first year, $95 per year thereafter.
Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,700 VIP lounges worldwide, plus four complimentary visits per membership year.
Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
Terms and conditions apply.

Pros

Earn bonus rewards in a long list of popular spending categories
Big welcome offer to kickstart your rewards
Enjoy additional perks like airport lounge access

Cons

No intro APR on purchases or balance transfers
The spending required for the welcome offer is a little high