U.S. Bank Triple Cash Rewards Visa® Business Card Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

The U.S. Bank Triple Cash Rewards Visa® Business Card is a well-rounded business credit card with everything business owners could want for earning cash back and managing their finances.

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U.S. Bank Triple Cash Rewards Visa Business Card card art Rates & Fees

U.S. Bank Triple Cash Rewards Visa® Business Card

5.0 BCC Score
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Welcome Offer
Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
Rewards Rate
5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card, 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs), and 1% cash back on all other eligible purchases
Intro APR
0% intro on purchases for 12 billing cycles and 0% intro on balance transfers for 12 billing cycles, then 17.24% - 26.24% Variable
Annual Fee
$0
Credit Score Needed
Excellent/Good
Card Brand
Visa
  • Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
  • Earn 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
  • 1% cash back on all other eligible purchases.
  • Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
  • Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
  • No limit on total cash back earned.
  • Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
  • Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
  • Terms and conditions apply.

Pros

  • Boost your cash back with a big sign up bonus.
  • Earn unlimited cash rewards on all eligible business purchases.
  • Enjoy a lengthy intro APR on purchases and balance transfers.

Cons

  • There is a foreign transaction fee of 3% of each foreign transaction when using the card out of the country.
  • There is also a balance transfer fee: Either 5% of the amount of each transfer or $5 minimum, whichever is greater.

OUR EXPERT REVIEW

Why We Like It

If you're a business owner looking for a simple business credit card to earn rewards on purchases and streamline your business finances, the U.S. Bank Triple Cash Rewards Visa® Business Card could be the perfect fit for you. For starters, this card comes with a generous sign up bonus: Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.

The ongoing rewards with this credit card are pretty lucrative as well. Cardholders earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card, 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs), and 1% cash back on all other eligible purchases. And what makes the U.S. Bank Triple Cash Rewards Visa® Business Card really stand out is that there is no limit on total cash back earned and you have peace of mind because your rewards never expire as long as the account remains active. There is even an annual $100 statement credit for recurring software subscription expenses.

But the perks don't stop there. This card also comes with a lengthy intro APR of 0% intro on purchases for 12 billing cycles and 0% intro on balance transfers for 12 billing cycles, 17.24% - 26.24% Variable thereafter. This intro period could be a lifesaver if you want to finance a big purchase for your business, such as a large inventory order. To top it all off, the U.S. Bank Triple Cash Rewards Visa® Business Card has no annual fee for card membership.

Pros & Cons

Pros

  • Boost your cash back with a big sign up bonus.
  • Earn unlimited cash rewards on all eligible business purchases.
  • Enjoy a lengthy intro APR on purchases and balance transfers.

Cons

  • There is a foreign transaction fee of 3% of each foreign transaction when using the card out of the country.
  • There is also a balance transfer fee: Either 5% of the amount of each transfer or $5 minimum, whichever is greater.

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