Ink Business Unlimited® Credit Card Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

By Our Content Team

EDITOR

The flat rate 1.5% cash back on every purchase made for your business makes this card a favorite for busy business owners. This card has it all – 0% Intro APR on Purchases for 12 months, a big sign up bonus, and no annual fee.

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Rates & Fees

Ink Business Unlimited® Credit Card

5.0 BCC Score

Apply Now

on Chase's secure site

Welcome Offer

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Rewards Rate

1.5% cash back on every purchase made for your business

Intro APR

0% Intro APR on Purchases for 12 months and N/A, then 16.74% - 24.74% Variable

Annual Fee

Credit Score Needed

Excellent/Good

Card Brand

Visa®

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Earn 5% total cash back on Lyft rides through 9/30/27.
Member FDIC

Pros

0% Intro APR on Purchases for 12 months
Unlimited cash back rewards – no caps and cash back doesn't expire
Pay no annual fee for you and your employees

Cons

No intro APR on balance transfers
There is a foreign transaction fee of 3% of each transaction in U.S. dollars

OUR EXPERT REVIEW

Why We Like It

The Ink Business Unlimited® Credit Card allows business owners to simplify their credit card rewards. Earn unlimited 1.5% cash back on every purchase made for your business. No more worrying about special bonus categories or if you've hit the quarterly cap. Whether you're spending on client dinners, office supplies, or a big inventory purchase, you'll enjoy the same generous rewards rate.

New cardholders can kickstart their cash back earning with a big sign up bonus: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. The Ink Business Unlimited® Credit Card also comes with a stellar low interest offer – enjoy 0% Intro APR on Purchases for 12 months. After the intro period, the ongoing APR is 16.74% - 24.74% Variable.

If you need a low interest rate to finance a big purchase for your business, having a full year of 0% intro APR makes this card a great choice for you. And despite the lucrative cash back rewards and low interest, the Ink Business Unlimited® Credit Card comes with no annual fee. You can even receive employee cards at no additional cost.