Wells Fargo Signify Business Cash® Card Review

Last Updated on May 13, 2026

Offer Rating

5.0/5

The Wells Fargo Signify Business Cash® Card is an outstanding choice for business owners looking for a straightforward way to earn cash rewards on business purchases, with the added benefit of a low interest period on purchases.

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Wells Fargo Signify Business Cash Card card art Rates & Fees

Wells Fargo Signify Business Cash® Card

5.0 BCC Score
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on Wells Fargo's secure site

Welcome Offer
Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
Rewards Rate
Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
Intro APR
0% intro APR for 12 months from account opening on purchases and N/A, then 16.74% - 24.74% Variable APR
Annual Fee
$0
Credit Score Needed
Excellent/Good
Card Brand
Mastercard
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
  • 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
  • $0 annual fee.
  • Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
  • Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
  • Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.

Pros

  • Earn unlimited 2% cash rewards on purchases for your business.
  • There is no annual fee for this card.
  • Add employee cards at no additional cost and earn rewards on their business purchases.

Cons

  • There is a foreign transaction fee of 3%.
  • Some other business cards offer higher cash back percentages for purchases in certain categories.

OUR EXPERT REVIEW

Why We Like It

The Wells Fargo Signify Business Cash® Card is a straightforward, high-value option designed for business owners who want to earn consistent rewards without the hassle of rotating categories or complex redemption structures. With this no annual fee card, you'll earn unlimited 2% cash rewards on purchases for your business – whether you’re buying supplies, covering travel expenses, or paying for advertising. That means each purchase works harder for your business, and there are no spending caps to worry about.

To make things even more rewarding, new cardholders can earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months. Plus, enjoy a 0% intro APR for 12 months from account opening on purchases, giving your business some breathing room for large expenses or new investments. A 16.74% - 24.74% Variable APR applies after the intro period.

This card also delivers other meaningful business benefits. You can add employee cards at no additional cost and earn rewards on their business purchases, allowing your earnings to grow even faster. For frequent travelers, this card offers complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees. Combine these perks with the ability to apply the cash rewards you've earned as a statement credit to an eligible account, and the Wells Fargo Signify Business Cash® Card stands out as a practical, rewarding tool for everyday business spending.

Pros & Cons

Pros

  • Earn unlimited 2% cash rewards on purchases for your business.
  • There is no annual fee for this card.
  • Add employee cards at no additional cost and earn rewards on their business purchases.

Cons

  • There is a foreign transaction fee of 3%.
  • Some other business cards offer higher cash back percentages for purchases in certain categories.

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