Business Green Rewards Card from American Express Review

Last Updated on May 13, 2026

Offer Rating

4.0/5

The Business Green Rewards Card from American Express, our partner, is a great option for business owners seeking flexibility and point-earning opportunities on all eligible purchases.

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Business Green Rewards Card from American Express card art Rates & Fees

Business Green Rewards Card from American Express

4.0 BCC Score
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on American Express' secure site

Welcome Offer
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership
Rewards Rate
Earn one Membership Rewards® point for each dollar you spend on eligible purchases
Intro APR
N/A, then 17.74% - 28.49% Variable
Annual Fee
$95
Credit Score Needed
Good, Excellent
Card Brand
AMEX
  • Earn 15,000 Membership Rewards® points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Pay Over Time gives you the ability to carry a balance with interest up to your Pay Over Time Limit, so you can handle expected and unexpected expenses that come your way
  • From travel to top brands, and everything in between – use Membership Rewards® points on the reward that means the most to you
  • $95 Annual Fee
  • Terms & Limitations Apply

Pros

  • Earn points on all eligible purchases.
  • Enjoy flexible redemption with Membership Rewards® points.
  • No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

Cons

  • The welcome offer is lower compared to many other business cards.
  • There is a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.

OUR EXPERT REVIEW

Why We Like It

Thousands of business owners rely on American Express cards to make everyday purchases easy. With the Business Green Rewards Card from American Express, cardholders can enjoy the prestige and flexibility of doing business with American Express without paying an annual fee in the hundreds of dollars. You can earn one Membership Rewards® point for each dollar you spend on eligible purchases. Plus, it has a generous welcome offer of 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership.

The card comes with a $95 annual fee, but that's a small price to pay for the rewards and flexibility offered with this card from American Express. Since there is no preset spending limit, you have extra wiggle room if you run into an unexpected expense like a large inventory purchase. No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

Pros & Cons

Pros

  • Earn points on all eligible purchases.
  • Enjoy flexible redemption with Membership Rewards® points.
  • No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

Cons

  • The welcome offer is lower compared to many other business cards.
  • There is a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.

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