Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Review

Last Updated on May 13, 2026

Offer Rating

4.5/5

With the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, cardholders enjoy flexible travel rewards while paying no annual fee.

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Bank of America Business Advantage Travel Rewards World Mastercard credit card card art

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

4.5 BCC Score
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on Bank of America's secure site

Welcome Offer
50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
Rewards Rate
1.5 points for every $1 spent on all purchases everywhere, every time
Intro APR
0% Intro APR for 7 billing cycles and N/A, then 16.74% - 26.74% Variable APR on purchases
Annual Fee
$0
Credit Score Needed
Excellent
Card Brand
Mastercard®
  • 50,000 Online Bonus Points Offer: Earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
  • No limit to the amount of points you can earn and points don't expire as long as your account remains open.
  • No annual fee and no international transaction fees.
  • Redeem points for a statement credit to offset travel and dining purchases, and for travel when booked through the Bank of America® Travel Center.
  • 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.74% to 26.74% will apply.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Pros

  • Earn a solid rewards rate on all your business purchases
  • Jumpstart your rewards earning with a generous sign up bonus
  • Pay no annual fee and no foreign transaction fees

Cons

  • There is no intro APR on balance transfers
  • No ability to transfer points to frequent flyer programs

OUR EXPERT REVIEW

Why We Like It

Business owners already have a lot to think about, so this credit card makes travel rewards easy with a generous rewards rate and no annual fee. With the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, you earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time. There are no caps on the amount of points you can earn, and your points don't expire as long as your account remains open.

New cardholders also earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening. There are also no foreign transaction fees on this card, which makes it a great choice when you're traveling abroad.

Finally, in addition to the long list of rewards, this card comes with a 0% Intro APR for 7 billing cycles on purchases. The ongoing interest rate is a competitive 16.74% - 26.74% Variable APR on purchases and balance transfers. A balance transfer fee applies: 5% of the amount of each transaction.

Pros & Cons

Pros

  • Earn a solid rewards rate on all your business purchases
  • Jumpstart your rewards earning with a generous sign up bonus
  • Pay no annual fee and no foreign transaction fees

Cons

  • There is no intro APR on balance transfers
  • No ability to transfer points to frequent flyer programs

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